Joyalukkas
Joyalukkas
By Joyalukkas
Jewellery
0% Interest Payment Plan for 3 or 6 months at Joyalukkas
Offer Details

0% Interest Payment Plan for 3 or 6 months on a minimum transaction of AED 1,000 when you use your Credit Card at Joyalukkas.

Instant redemption of ADCB TouchPoints is available for a minimum value of AED 50 (8, 334 TouchPoints).

If Interest Payment Plan is not availed at the merchant location, please call 600 50 2030 and book your plan.

Terms & Conditions
  1. Offer is not applicable for Gold bar/ coin or any 24 Kt products.
  2. For booking of 0% Interest Payment Plan, invoice copy is mandatory.
  3. Offer is not valid in conjunction with any other promotions or discounts.
  4. For Islamic Banking Customers 0% Profit Payment Plan is available on all Islamic Banking Covered Cards.
  5. A processing fee of AED 52.50 (inclusive of 5% VAT) is applicable on credit card transaction converted to 0% Interest Payment Plan.
  6. A foreclosure fee of AED 210 (inclusive of 5% VAT) will be applicable in case of early closure of the Interest Payment Plan.
  7. All charges stated herein are inclusive of 5% VAT, which may be amended from time to time in accordance with UAE VAT Law and ADCB Consumer Banking Terms and Conditions available on
Eligible Providers